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In these times of economic challenges and uncertainty, deciding whether or not to have a financial planner is a major consideration one has to contend with. Choosing the right financial planner to fit your needs and budget could be an ever bigger task.

Studies have showed that consumers do not have a high regard for financial planners, nor of the financial industry. Based on results gathered from a recent consumer survey, First Command Financial Behaviors Index reveals that only 3 out of every 10 respondents have financial planners. However, 90% of those working with their financial planner say they trust them. This gained trust is heavily based on subjective factors such as a positive working relationship, quality service, patience, honesty, and good sound advice. Financial savvy and grounded morale support could be the winning combination here.